THIS WANING PRESENCE OF BANK BRANCHES

The traditional retail bank branch is experiencing a growing decline in its presence. Driven by the explosion of online and mobile banking, consumers are increasingly turning to virtual channels for their financial needs. This shift has resulted to a reduction in branch locations, and many institutions are closing existing branches to streamline co

Free cash flow (FCF) is a crucial metric for investors and business owners alike. It illustrates the true cash earned by a company after accounting for its operating expenses and capital expenditures. A strong FCF standing can suggest a healthy and sustainable business, capable of expanding. Understanding how to assess FCF and effectively managing